Dear clients and friends,

Lots of sad events have taken place this year., esp within the last 5 weeks.
No one expected the Bali blast a week ago.
And, while the whole world was on alert for new generation of terrorists, another catastrophic earthquake in Pakistan claimed almost 30,000 lives.
The world has just become a more vulnerable place to live in.
Now, i can fully comprehend the saying of 'No news means good news'.I never understand that when i was a little girl.

Just be careful wherever you go,whatever you do.
Of course make sure you are hedging some of the unforseen risks to insurance companies.
Get some insurance cover, if you are walking around 'naked'- still uninsured.
Or upgrade, if your life stages have changed,eg when you become a father.
Even when your net worth has changed, you need to adjust your insured amount accordingly.
Don't leave your loved ones clutching to a straw.

Managing risks in life is never easy.
Take those calculated risks. Insure the uncalculated ones.