Medical plans,A must-have ..

While i was away on Easter break, two of my clients were hospitalised. Both were admitted in the same week.Two days apart from each other!
They were all very relieved that they were insured with good Medical plans.

1) Please ensure that you are covered with medical plans that suit your need..whether it is Medisave-approved Shield plans or comprehensive medical plans. Check out the sub-limits that you are bounded by. Never buy because it is cheap..but instead choose plans that best suit your medical & lifestyle needs.

2) Do not just cover yourself but forget about your folks at home! No matter how well-insured you are, DO ensure your parents are medically-insured. Else, their medical bills can cause a big dent in your existing financial portfolio or add an extra expense item to your monthly cashflows..

Estate planning

Death & taxes are two certainties in life..I referred to my mass-email on 6th Apr 06.

Many people have underestimated the high costs involved for no proper estate planning. It could cost a big fraction of the assets you've amassed over your lifetime!

Little would anyone expect the late banking tycoon-Mr Khoo's estate duties to be a minimum of $400million.

Whether you are busy pursuing your career or building your business, creating more wealth, please do not forget about estate planning!

Entry & Exit points

In investments, I always think exit point is equally important as entry point. You must have a defined strategy. Or else, you could happily have paper profit one minute, and the following week you find yourself back to your original entry stage..

It's not how high or low the market is ..but how solid & strong strategy is..

Happy Investing..Happy Easter!

I miss the hot cross buns & bunny-shaped chocholate eggs...

REITS

Since last year, we have been inundated with lots of news on REITS investments. This is a real new way to park your funds in real estate investments. Forget about the lawyer fees,stamp duty etc when it comes to property investments. Nowadays, you can invest into a few properties by simply owning some units in REITS!

Consider REITS. It's an asset class not to miss out. It's definitely a great way to build a diversified portfolio. SOCIETE GENERALE & Henderson AM have placed their footprints in Asian REITS funds.

Dawn of new Quarter

sunset.sunrise--What's your position?















Time flies. 1st Quarter of 2006 was over (sunset)..Its the dawn of another quarter(sunrise)...
How did your investments fare in the last quarter?
Are you well insured yourself against the unforseen risks?

The pic on the left was a sunset picture taken at Tanah Lot, Bali.
The pic on the right was a sunrise picture taken at Borobudor,Jogjakarta.